:root{
  --ink:#0f1a24;
  --ink-2:#3b4754;
  --muted:#6b7682;
  --line:#e3e7ec;
  --soft:#f4f6f8;
  --white:#fff;
  --night:#0d1b26;
  --night-2:#16303d;
  --accent:#0f9d76;
  --accent-dk:#0a7a5c;
  --accent-lt:#7ee0bf;
  --gold:#f2b632;
  --red:#d64545;
  --radius:14px;
  --shadow:0 1px 2px rgba(15,26,36,.06),0 6px 18px rgba(15,26,36,.06);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font-family:"Manrope",system-ui,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
a{color:var(--accent-dk)}
img,svg{display:block}
.container{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:820px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;background:linear-gradient(180deg,#14b386,var(--accent-dk));color:#fff;font-weight:700;text-decoration:none;padding:12px 22px;border-radius:10px;box-shadow:0 2px 0 rgba(0,0,0,.12);transition:transform .15s,filter .15s}
.btn:hover{filter:brightness(1.06);transform:translateY(-1px)}
.btn--sm{padding:9px 16px;font-size:14px}
.btn--lg{padding:16px 34px;font-size:18px;border-radius:12px;box-shadow:0 10px 30px rgba(15,157,118,.35)}
.btn--block{width:100%}

.site-header{position:sticky;top:0;z-index:50;background:var(--night);box-shadow:0 2px 10px rgba(0,0,0,.25)}
.header__inner{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.02em;font-size:19px;line-height:1}
.brand b{color:var(--accent-lt);font-weight:800}
.brand small{display:block;font-size:10px;letter-spacing:.18em;color:#8ea3b3;font-weight:600;margin-top:4px}
.brand__mark{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--accent),#0b6f8a);display:grid;place-items:center}
.brand__mark svg{width:22px;height:22px;fill:none;stroke:#fff;stroke-width:2.2;stroke-linejoin:round;stroke-linecap:round}
.nav{display:flex;align-items:center;gap:6px}
.nav__link,.dd>button{color:#dbe4ea;background:none;border:0;font:600 15px/1 inherit;font-family:inherit;padding:10px 12px;cursor:pointer;text-decoration:none;display:flex;align-items:center;gap:6px;border-radius:8px}
.nav__link:hover,.dd>button:hover{background:rgba(255,255,255,.07)}
.dd{position:relative}
.dd svg{width:12px;height:12px;fill:none;stroke:currentColor;stroke-width:1.6}
.dd__panel{position:absolute;top:100%;left:0;min-width:240px;background:#fff;border-radius:12px;box-shadow:0 14px 40px rgba(0,0,0,.18);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.dd:hover .dd__panel,.dd:focus-within .dd__panel{opacity:1;visibility:visible;transform:none}
.dd__panel a{display:block;padding:9px 12px;border-radius:8px;color:var(--ink);text-decoration:none;font-weight:600;font-size:15px}
.dd__panel a:hover,.dd__panel a[aria-current]{background:var(--soft);color:var(--accent-dk)}
.nav .btn{margin-left:10px}
.nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.2);color:#fff;font-size:20px;width:42px;height:40px;border-radius:8px;cursor:pointer}

.crumbs{display:flex;gap:8px;font-size:14px;color:var(--muted);padding-top:12px;padding-bottom:12px}
.crumbs a{color:var(--ink-2)}

.hero{background:radial-gradient(900px 400px at 85% -10%,rgba(15,157,118,.25),transparent 60%),linear-gradient(160deg,var(--night) 0%,var(--night-2) 100%);color:#fff;padding:64px 0 40px}
.hero__inner{text-align:center;max-width:900px}
.hero__badge{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(126,224,191,.45);background:rgba(126,224,191,.08);color:var(--accent-lt);padding:7px 14px;border-radius:999px;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.hero__badge svg{width:16px;height:16px}
.hero__badge svg circle{fill:var(--accent)}
.hero__badge svg path{fill:none;stroke:#fff;stroke-width:2}
.hero h1{font-size:clamp(30px,4.6vw,46px);line-height:1.15;font-weight:800;margin:22px auto 16px;letter-spacing:-.015em;max-width:820px}
.hero__sub{color:#c6d3dc;font-size:18px;max-width:760px;margin:0 auto}
.hero__chips{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin:22px 0 0}
.hero__chips li{font-size:13px;font-weight:600;color:#dbe4ea;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);padding:5px 12px;border-radius:999px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:34px 0;text-align:left}
.stat{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:16px 18px}
.stat strong{display:block;font-size:26px;line-height:1.2;color:var(--accent-lt);font-weight:800}
.stat span{display:block;margin-top:4px;font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:#9fb0bd}
.hero__trust{margin-top:16px;color:#9fb0bd;font-size:14px}
.byline{display:flex;align-items:center;justify-content:center;gap:14px;margin-top:30px;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);text-align:left;font-size:15px;color:#dbe4ea}
.byline span{color:#9fb0bd;font-size:13px}

.avatar{width:84px;height:84px;flex:none;border-radius:50%;background:linear-gradient(135deg,var(--accent),#0b6f8a);color:#fff;display:grid;place-items:center;font-weight:800;font-size:28px;box-shadow:0 0 0 4px #fff,0 0 0 6px var(--accent)}
.avatar--sm{width:46px;height:46px;font-size:16px;box-shadow:0 0 0 2px var(--night),0 0 0 4px var(--accent)}

.block{padding:64px 0}
.block--soft{background:var(--soft)}
.kicker{font-size:13px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-dk);margin-bottom:8px}
.block h2{font-size:clamp(24px,3vw,32px);line-height:1.2;font-weight:800;letter-spacing:-.01em;margin-bottom:12px}
.lead{color:var(--ink-2);font-size:17px;max-width:820px;margin-bottom:8px}

.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 22px 18px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card--best{border:2px solid var(--accent);box-shadow:0 10px 30px rgba(15,157,118,.16)}
.card__badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--accent);color:#fff;font-size:12px;font-weight:800;padding:4px 14px;border-radius:999px;white-space:nowrap;letter-spacing:.04em}
.card__rank{position:absolute;top:14px;left:14px;font-size:12px;font-weight:800;color:var(--ink-2);background:var(--soft);border:1px solid var(--line);padding:2px 8px;border-radius:6px;z-index:1}
.card__logo{height:96px;border-radius:12px;display:grid;place-items:center;padding:14px 26px;margin-bottom:16px}
.card__logo img{max-width:100%;max-height:62px;object-fit:contain}
.card__head{display:flex;justify-content:space-between;align-items:center;gap:8px}
.card__head h3{font-size:19px;font-weight:800}
.card__score{display:flex;align-items:center;gap:6px;font-weight:800;font-size:14px;color:var(--ink-2);white-space:nowrap}
.stars i{font-style:normal;color:#d5dae0;font-size:15px}
.stars i.on{color:var(--gold)}
.card__chips{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}
.card__chips li{font-size:11.5px;font-weight:700;color:var(--accent-dk);background:#e6f6f0;padding:3px 9px;border-radius:6px}
.card__bonus{font-size:20px;font-weight:800;text-align:center;line-height:1.3;margin:16px 0 14px;padding:14px 10px;border-radius:10px;background:var(--soft);color:var(--ink)}
.card__meta{list-style:none;display:grid;gap:8px;font-size:14px;color:var(--ink-2)}
.card__meta li{display:flex;align-items:center;gap:9px}
.card__meta img{width:20px;height:20px;flex:none}
.card__feats{list-style:none;margin:14px 0 0;padding-top:14px;border-top:1px dashed var(--line);display:grid;gap:8px}
.card__feats li{display:flex;gap:9px;align-items:flex-start;font-size:14px;color:var(--ink-2);line-height:1.45}
.card__feats svg{width:18px;height:18px;flex:none;margin-top:1px}
.card__feats svg path{fill:none;stroke:#fff;stroke-width:2}
.card__feats .pro svg circle{fill:var(--accent)}
.card__feats .con svg circle{fill:var(--red)}
.card__feats .con{color:#a33a3a}
.card__pay{margin:16px 0 18px;flex:1;display:flex;flex-direction:column;justify-content:flex-end}
.card__pay p{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.card__pay div{display:flex;flex-wrap:wrap;gap:6px}
.card__pay span{width:50px;height:30px;border:1px solid var(--line);border-radius:6px;background:#fff;display:grid;place-items:center;padding:4px}
.card__pay img{max-width:100%;max-height:100%;object-fit:contain}
.card__fine{font-size:11.5px;color:var(--muted);text-align:center;margin-top:10px}
.disclaimer{text-align:center;font-size:13px;color:var(--muted);margin-top:22px}

.crit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}
.crit{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.crit__ico{width:46px;height:46px;border-radius:12px;background:#e6f6f0;display:grid;place-items:center;font-size:22px;margin-bottom:14px}
.crit h3{font-size:17px;font-weight:800;margin-bottom:6px}
.crit p{color:var(--ink-2);font-size:15px}

.panel-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:26px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);min-width:0}
.panel h3{font-size:17px;font-weight:800;margin-bottom:12px}
.panel .note{font-size:14px;color:var(--muted);margin-top:12px}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px;margin:16px 0}
.panel .table-wrap{margin:0}
table{width:100%;border-collapse:collapse;font-size:14.5px}
th{background:var(--soft);text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-2);font-weight:800;padding:11px 14px;border-bottom:1px solid var(--line);white-space:nowrap}
td{padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
tr:last-child td{border-bottom:0}
tbody tr:hover td{background:#fafbfc}

.article-layout{display:grid;grid-template-columns:270px 1fr;gap:48px;align-items:start}
.toc{position:sticky;top:90px}
.toc__box{border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:#fff}
.toc__title{font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.toc ol{padding-left:18px;display:grid;gap:8px;font-size:14px}
.toc a{color:var(--ink-2);text-decoration:none;line-height:1.4;display:block}
.toc a:hover{color:var(--accent-dk)}
.prose{max-width:780px;min-width:0}
.prose h2{font-size:clamp(23px,2.6vw,29px);margin:44px 0 14px;padding-top:4px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:20px;font-weight:800;margin:28px 0 10px}
.prose p{margin:0 0 16px;color:#22303c}
.prose ul,.prose ol{margin:0 0 18px 0;padding-left:0;list-style:none;display:grid;gap:8px}
.prose ul li{position:relative;padding-left:26px}
.prose ul li::before{content:"";position:absolute;left:4px;top:.62em;width:9px;height:9px;border-radius:3px;background:var(--accent)}
.prose ol{counter-reset:n}
.prose ol li{position:relative;padding-left:38px;counter-increment:n}
.prose ol li::before{content:counter(n);position:absolute;left:0;top:1px;width:26px;height:26px;border-radius:8px;background:#e6f6f0;color:var(--accent-dk);font-weight:800;font-size:13px;display:grid;place-items:center}
.prose strong,.prose b{color:var(--ink)}
.prose blockquote{border-left:4px solid var(--accent);background:var(--soft);padding:14px 18px;border-radius:0 10px 10px 0;margin:0 0 18px}

.author-card{display:flex;gap:28px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;margin-top:22px;box-shadow:var(--shadow)}
.author-card h3{font-size:22px;font-weight:800}
.author-card__role{color:var(--accent-dk);font-weight:700;margin-bottom:10px}
.author-card p{color:var(--ink-2)}
.steps{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:16px}
.steps li{display:flex;gap:10px;align-items:center;background:var(--soft);border-radius:10px;padding:10px 12px;font-weight:600;font-size:14.5px}
.steps span{font-weight:800;color:var(--accent-dk)}

.faq{margin-top:22px;display:grid;gap:10px}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:18px 54px 18px 20px;font-weight:700;font-size:16.5px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:8px;background:var(--soft);display:grid;place-items:center;font-size:18px;color:var(--accent-dk);font-weight:700}
.faq details[open] summary::after{content:"−"}
.faq details[open] summary{color:var(--accent-dk)}
.faq details>div{padding:0 20px 18px;color:var(--ink-2)}

.rel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:22px}
.rel{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.rel:hover{border-color:var(--accent);transform:translateY(-2px)}
.rel__img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-bottom:1px solid var(--line)}
.rel__body{display:flex;flex-direction:column;gap:8px;padding:18px 20px 20px}
.rel__tag{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.rel strong{font-size:18px}
.rel__go{color:var(--accent-dk);font-weight:700;font-size:14px}

.site-footer{background:var(--night);color:#9fb0bd;padding:56px 0 28px;font-size:14.5px}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px}
.f-about p{margin-top:16px;max-width:340px}
.f-title{color:#fff;font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.site-footer a:not(.brand){display:block;color:#c6d3dc;text-decoration:none;padding:4px 0}
.site-footer a:not(.brand):hover{color:var(--accent-lt)}
.f-bottom{display:flex;gap:16px;align-items:center;border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:24px}
.age{flex:none;width:48px;height:48px;border-radius:50%;border:2px solid var(--red);color:#fff;font-weight:800;display:grid;place-items:center}
.copy{margin-top:18px;font-size:13px;color:#6f8291}

@media (max-width:1000px){
  .card-grid,.rel-grid,.crit-grid{grid-template-columns:repeat(2,1fr)}
  .article-layout{grid-template-columns:1fr}
  .toc{position:static}
  .f-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .nav-toggle{display:block}
  .nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--night);flex-direction:column;align-items:stretch;padding:10px 16px 18px;gap:2px}
  .nav-open .nav{display:flex}
  .dd__panel{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:rgba(255,255,255,.05);margin:2px 0 6px}
  .dd__panel a{color:#dbe4ea}
  .nav .btn{margin:10px 0 0}
  .container{padding:0 16px}
  .hero{padding:44px 0 32px}
  .hero__sub{font-size:16px}
  .stats{grid-template-columns:1fr 1fr}
  .stat strong{font-size:21px}
  .card-grid,.rel-grid,.crit-grid,.panel-grid,.steps{grid-template-columns:1fr}
  .author-card{flex-direction:column;padding:22px}
  .block{padding:46px 0}
  .byline{flex-direction:column;text-align:center}
  .f-grid{grid-template-columns:1fr}
  .f-bottom{align-items:flex-start}
}

.fig{margin:26px 0 30px}
.fig img{display:block;width:100%;height:auto;border-radius:var(--radius);border:1px solid var(--line);box-shadow:var(--shadow);background:var(--soft)}
.fig figcaption{margin-top:10px;font-size:14px;color:var(--muted);text-align:center}

.prose a{color:var(--accent-dk);font-weight:600;text-decoration:underline;text-decoration-color:color-mix(in srgb,var(--accent) 45%,transparent);text-underline-offset:3px}
.prose a:hover{text-decoration-color:var(--accent)}